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secured loans

Secured Loan Rates Set to Climb Sharply

First Direct has pulled out of the secured loans market - but will the cheapest deals disappear as a result? We take a look - and round-up the cheapest deals around

cheap car finance

New wheels for less

How a personal loan could take £1,000 off the cost of your new car

falling coins

Credit crunch bites

Loan rates are soaring - here's where you can still find the cheapest deals

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Fast loan search

Find the cheapest deal from more than 400 personal loans with our search

Loan APR Comments
FirstPlus Exclusive Rate 6.6% Cheapest homeowner loan rate in the UK! For loans £10,000 - £100,000. Typical APR 8.1% Apply
Moneyback Bank 7.6% Earn moneyback with payment protection. Typical APR 7.6% Apply
Bank of Scotland (Semi-exclusive) 7.7% Loans available from £7,000 to £13,000. No repayments for three months. Typical APR 7.7% Apply
Halifax (Semi-exclusive) 7.7% No repayments for first three months. Typical APR 7.7% Apply
Barclaycard Personal Loan 7.8% Simple and quick online application. No arrangement fees. Typical APR 7.8% Apply
Loan APR Comments
FirstPlus Exclusive Rate 8.1% Cheapest homeowner loan rate in the UK! For loans £10,000 - £100,000. Typical APR 8.1% Apply
Norton Finance 8.9% Homeowner loan for any purpose. Typical APR 13.9% Apply
Ocean Finance 9.5% Loans for homeowners. Fixed for loan term available. Typical APR 14.9% Apply
Loan APR Comments
Ocean Finance 13.9% Loans for homeowners. Fixed for loan term available. Typical APR 14.9% Apply
Creditplus 17.9% Car loans for impaired credit. Typical APR 17.9% Apply
UCC 17.9% Wide choice of lenders to choose from. Typical APR 17.9% Apply

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Good Credit Rating

6.6%

Fair Credit Rating

8.1%

Poor Credit Rating

13.9%

0% Balance Transfer Cards

Until 01/11/2009
15.9%

0% Purchase Cards

Until 01/10/2009
12.9%

Low Standard Rate Cards

A low rate for life for every purchase and/or balance transfer

Fixed (No tie in beyond Benefit Period)

5.75%
To Aug 2010

First Time Buyer

6.44%
3 years

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