Emma Lunn, Monday July 14, 2008

Why not escape the job cull and take off on an adventure that will boost your future employment prospects? We show you how to fund a gap year - and the financial pitfalls to avoid

Forget school leavers and newly-qualified graduates - today’s gap year travellers are more likely to be stressed out thirty-somethings on a career break than youngsters on an extended holiday.

Research by American Express shows that nine out of 10 gap year travellers are over the age of 30, a phenomenon being recognised as the ‘grey-gapper'. 

Insurer Insure and Go says backpackers now spend an average of about £4,000 on their gap year travels, with around 8% of travellers spending more than £10,000. And, despite unfavourable exchange rates in some countries, the traditional backpacking destinations of Australia and Thailand are still popular.

But while the route might be the same, today’s travellers are more technically minded. Dubbed “flashpackers”, older, more affluent backpackers travel not just with iPods and digital cameras but also laptops, from which they video-stream or blog their adventures.

Find a better credit card with our fast search

Key considerations
Wherever you go, planning is vital. As well as thinking in advance about your route, what you want to see and where you want to stay, you need to make sure you have the right vaccinations and visas for your trip.

With a whole host of nasty diseases out there - from diphtheria to malaria and rabies - it’s essential that find out which jabs you need for which countries, and when you need them. Some countries also require you to buy a visa before you enter the country. What type you need will depend on how long you’re staying and if you intend to work in the country.

Next: The life-changing activities on offer >>